How many days must a property be inspected after writing a fire insurance contract?

In Tennessee, after writing a fire insurance contract, the property must be inspected within a specific timeframe to ensure that it meets the underwriting criteria and maintains the insurable conditions outlined in the policy. The correct duration for this inspection is 90 days. This requirement helps insurers assess the risk associated with the property and informs them if any adjustments are necessary in terms of coverage or premium based on the property's condition at the time of inspection.

The importance of this inspection is rooted in the need to identify any potential hazards that could affect the insured property and the insurer's liability. By mandating a 90-day inspection window, the insurance industry aims to maintain a standard of risk assessment and ensure policyholders are adequately protected.

The other options suggest different time frames—30, 60, and 120 days—none of which align with the established regulation for property inspections following the issuance of a fire insurance contract in Tennessee. Consequently, choosing the 90-day timeframe demonstrates an understanding of the legal requirements and processes involved in property and casualty insurance in the state.