What is outlined in Part 4 of a workers' compensation policy?

Part 4 of a workers' compensation policy outlines the insured's obligations if an injury occurs. This section is crucial as it details the responsibilities of the employer and the employee when a workplace injury or illness happens. It typically includes the requirement for the employer to report any injury to the insurance carrier promptly, follow prescribed procedures for filing claims, and ensure that injured employees receive appropriate care and compensation as dictated by the policy.

This part ensures clarity on how to handle incidents, which is essential for both compliance with state regulations and the effective management of claims. The proper understanding of these obligations helps foster a safer workplace and facilitates the timely resolution of claims, benefiting both the employer and employees.