What types of belongings does personal property coverage typically include?

Personal property coverage typically includes personal belongings such as furniture, electronics, clothing, and other items that are not permanently attached to the structure of a home. This coverage is designed to protect the insured's personal possessions from risks such as theft, fire, or damage.

High-value items may be covered, but they often require additional endorsements or separate policies for full coverage. Real estate and land are not considered personal property, as they fall under real property coverage. Business assets and inventory are related to commercial property coverage, not to personal property coverage in a residential context. Thus, the correct answer encompasses the everyday items that people typically own and use in their homes.